While much has been published on the size of the ‘missing middle’ financing gap, we saw an opportunity to further segment the financing need for Small & Growing Businesses (SGBs) and focus on the need and opportunity for impact through patient, catalytic debt. The Catalytic Capital Consortium (C3) commissioned OCA to further analyze agriculture and healthcare SGBs in Sub-Saharan Africa (SSA) to document how catalytic debt can help enable their growth and provide deeper community impact. In the end, we identified the major obstacles that businesses face in obtaining debt financing, better understood their funding requirements, and proposed high-impact opportunities to increase access to catalytic debt in the agriculture and healthcare sectors.

Learn more in the C3 Report here